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Due to the current status of our economy, many individuals who would never have given a thought to the possibility of bankruptcy are now facing it.


It is not longer what happens due to you failing or just blowing money Paul Stastny Youth Jersey , this happens due to the costs of everything climbing.


There was an increase of 34% from October 2007 to October 2008 in the filings of bankruptcy in the United States per the New York Times. Families who were thought to be solid middle class are now filing Chapter 13 bankruptcy to make sure they don't lose their homes and other possessions due to the detrimental impact we have all faced. Individuals who want to protect the equity within their homes or vehicles with a loan, Chapter 13 is a viable option Oscar Lindberg Youth Jersey , but it will come at a price.


You will run the risk of auto insurance companies and other creditors not giving you as good of rates due to your filing of bankruptcy. Many individuals do not stop to think of the consequences a bankruptcy can have upon their automotive insurance rates.